Sunday, July 3, 2011

Over 65 Travel Insurance

Over 65 travel insurance is available for anyone who has reached that age ever since insurance companies recognized a growing market for elder citizens who are still interested in exploring the world around them. Medicare does not cover U.S. citizens outside the country, so companies have stepped in to fill the gap by offering this coverage. Some are also offering over 70 travel insurance, specifically ages 66 to 74. These both offer the same kind of protection as that given to younger age groups. If the airline cancels or delays a flight that has been booked, these policies will see that money is not lost, even if the ticket was "nonrefundable." It also protects the holder against accidental death and dismemberment in flight.

Medical programs are included in the policies, which will protect the insured who falls ill or has an accident in a foreign land. Of course, over 65 travel insurance and over 70 travel insurance policies also offer life coverage. The extensive number of elderly in today's world have changed the face of businesses in many areas in order to accommodate the "new" population. Insurance companies aren't the only ones offering these policies. Credit card companies are also in the travel business, so the traveler can charge his airfare and policy on the same bill. Most policies are for one trip at a time, but for a frequent traveler an annual policy is available.
While the number of these policy holders is growing, the people in those age groups are healthier than previous generations at that same age, so companies are offing what is needed. The Internet has a very long list of companies offering senior citizens coverage who enjoy traveling. For the most part, the premiums are reasonable. They include coverage for emergency evacuation which could be important in today's world. Coverage for baggage lost through theft is covered with over 65 travel insurance and over 70 travel insurance, and one can even get discount dental plans if so desired.
Since such extensive coverage is available in over 65 travel insurance and over 70 travel insurance, travel without worry is a reality for those who don't want to sit still after they've retired from the work world. There is little mention of people enjoying their old age in the Bible, but one Psalm mentions it: "They shall still bring forth fruit in old age; they shall be fat and flourishing;" (Psalm 92:14)
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