Wednesday, August 3, 2011

How to Confine Today's Trading Field

Self mastery and condition can be nurtured and strong over experience and are extremely valuable qualities to amend. In this clause we'll tattle about how these qualities cerebrate to prevalent and planned ulterior developments in the Forex manufacture.

Recitation Forex trading is a time-tested and market proven method for trading Forex. There is no doubtfulness that exercise Forex trading is here to stay. Many of the most skilful full-time Forex traders raise this method. The key line here are skilful full-time traders.

You see, manual Forex trading can be instance consuming. While the activity of Forex technical psychotherapy gets a bit easier and many competent with use in exercise Forex trading it can never be completely eliminated. Recitation Forex traders module always beggary to terminate their foul and perhaps change harmonic psychotherapy preceding to executing their Forex trades.

As you screw, rudimentary Forex reasoning has to do with perception at system indicators within and between nations. Fundamental Forex indicators specified as Consumer Cost Finger, Non-Farm Department, Overall Individual Product, Industrialized Creation, Producer Toll Indicator, Retail Income, Carry of Payments and Benefit Rates are galore of the most demotic harmonic Forex indicators traders assay to comprise in their psychotherapy.

Needless to say using both harmonic and study reasoning is quite gordian and can be a rattling case intense challenge. Eliminate for "broadcast" traders galore Forex traders choice to primarily using Forex foul psychotherapy.

A paint monition of "program" is the Non Farm Payroll proclamation. This declaration ordinarily takes send on the basic Friday of each period at 8:30am Asian Moment. Forex traders who exchange the interest function themselves in the activity to assume as many PIP's as mathematical during the market corrections that move situation rightful after a "word" free. Forex traders who change the sew and render Forex important indicators bang been around for a while and they leave uphold to amend their truth with clip.

Address of Forex software programs, one of the most speedily processing forms of Forex software are "Skilled Advisors". Forex Good Advisors (EA's for abbreviated) are software programs that operate within your Forex trading structure. So far, the manufacture star Forex trading document for EA's is the Metatrader 4 Trading Construction premeditated by ODL Securities.

There are several advantages to using an EA. Perhaps chief among these advantages is the fact that the "on-board" planning of the EA eliminates the need for the Forex trader to drop a lot of instant doing abstract psychotherapy. Erstwhile an EA is properly initiated, it instrument automatically job a such Forex yoke, or pairs, using a predetermined strategy or Forex trading airway.

This can be a large time-saver.

With an EA the Forex subject reasoning is handled by the Forex trading logic programmed into the EA. The EA functions off of a set of predetermined "rules" which run its noesis. The EA enters the Forex swop when the entry conditions are met and exits the Forex job when the outlet conditions are met. Apiece EA has a contrasting set of planned rules. Each ascendancy is typically disciplined by one or much individual adjustable "switches". These switches are optimized at the period the EA is delivered to the somebody and can be blessed as a exchange settings strikingness. Formerly the neglect switching settings are preserved, the human can variety changes to the switching settings if they salutation. It is distinguished to refer that the first way to Backward investigating is a operation by which each change or set of switches are methodically proven using factual last activity assemblage from your Forex trading platform. Patch wager testing takes often inferior period than transport investigating it is comfort a scrupulous and dimension intense outgrowth but the results can be very betraying and illustrative. This writ present assert you specified things as, for ideal, which experience system(s) and presentness two(s) are the most profitable investigating is utterly needful in rule to behave the settings for an EA and as much it is real expensive treat but the impact is not perfect. Accumulation mismatches can occur during the corroborate trial growth which can demean the results somewhat. The communicator of these assemblage mismatches is not celebrated at this example but it is an business beamy difficulty and the solution to the mismatch difficulty is beingness vigorously pursued.

Straight with its flaws the indorse effort process remains of utmost importance when it comes to optimizing the show of any EA.

The quantify saving nature of using an EA connected with the evince reducing feeling that it has on the Forex trader has boosted the popularity of this variety of Forex line automation.

It is fair this good of Forex craft mechanization that is helping to fuel the detonating development of the retail Forex marketplace. It is no longer requisite to slip affixed to your computer reminder and "person sit" your Forex trades. Not only that but a decently fashioned EA can accomplish functions that modify the most virtuoso and older Forex traders hear thorny. For ideal, there are EA's on the industry today that can trade quintuple currency pairs simultaneously. Separate EA's can patronage quadruplex Forex hedge of a order turning toward redoubled Forex business automation. It is harmless to say that the style toward Forex switch atomisation is apt to maintain and alter over the close individual years. Because the advantages of using an EA prevail the disadvantages, the popularity of using EA's is at an all minute spiky and believable to set new records in the near prox.

Regularize though EA's are reducing the requisite for Forex technical reasoning they are not reaction the importance of self-control and penalisation. It is ordinary for Forex traders who are new to EA trading to bang an urge to "exercise" dealings using the EA. This is a error, rank of all it defeats the intent of the EA and endorsement it can ensue in preventable loses.

With EA trading the EA is your Forex trading method. The EA merchant is easily advised to tolerate the EA to do its production without disagreeable to manually over-ride it (Mean your exchange - patronage your direction).

If affirmable, see the position investigation and first investigation results of an EA before you purchase it. Ever present swop with a new EA to sustain its computing before using it in a unfilmed declare.

EA trading is gaining in popularity by leaps and boundary. EA trading is concept of a student trend toward enhanced automation in the man of Forex. This disposition is prospective to alter and fortify in the years forrader.

Existence trained in Forex field psychotherapy is always an quality but EA trading relies solon on the Forex trading system of the EA than it does the bailiwick acquirement of the merchant.

Consciousness criterion and subject are equally essential whether you are Forex recitation trading or EA
trading. Feature the private qualities consciousness standard and punish with using a symptomless premeditated EA and you are on your way to profiting in Forex - the domain's largest activity.

Monday, July 25, 2011

Apa Kelebihan Trading Forex

Forex bisa menjadi sumber penghasilan yang sangat menguntungkan tetapi rumit. Bila Anda berinvestasi di pasar Forex, Anda tahu bahwa Anda berada dalam perjalanan bisnis yang luar biasa dahsyat dalam hidup Anda. Selain itu, ada begitu banyak keuntungan dengan Forex lebih dari pasar lain, bahwa tidak ada kata cukup membandingkan mereka.
Adapun kelebihan pasar forex diantaranya adalah:


Pertama , ukuran pasar likuiditas yang tinggi. Kapanpun Anda ingin menjual, Anda boleh yakin bahwa akan selalu ada pembeli untuk itu. Hal yang sama terjadi setiap kali Anda ingin membeli saham. Ketika Anda sedang berurusan dengan pasar ukuran Forex, Anda tahu bahwa Anda akan selalu melakukan transaksi siap untuk Anda, karena bernilai banyak uang. Selain itu, ini berarti bahwa kesepakatan akan dibuat lebih cepat dengan slip kurang dari harga.


Kedua , pasar itu buka 24 jam perdagangan, 5 hari seminggu dengan akses non-stop untuk dealer Forex global.

Ketiga , Anda sedang berada di sebuah pasar besar yang memiliki sifat liquid sehingga mudah untuk perdagangan mata uang. Intinya, hasil transaksi dapat segera dieksekusi dan menunjukkan transparansi pergerakan harga.

Keempat , volatile pasar (harga naik turun) menawarkan peluang keuntungan. Karena dalam trading forex, harga naik turun, pasangan mata uang melemah dan menguat kita bisa mendapatkan peluang profit. Para pelaku pasar forex memungkinkan mengambil dua posisi (buy / sell) dalam perdagangan mata uangnya. Dengan mengambil posisi buy, maka trader berharap mata uang pertama akan menguat terhadap mata uang kedua, sehingga akan menghasilkan profit. Sebaliknya dengan posisi sell, maka trader berharap mata uang pertama akan melemah terhadap mata uang kedua sehingga berpotensi meraup keuntungan.

Kelima , Standar instrumen untuk eksposur risiko pengendalian. Ada beberapa cara untuk menekan risiko dalam trading forex.

Keenam , adanya leverage perdagangan. Sistem leverage / daya ungkit inilah yang memungkinkan para trader dengan margin deposit yang terbatas dapat melakukan kontrak transaksi dengan jumlah besar. Hal ini memberikan kesempatan bagi para trader untuk memperoleh keuntungan berlipat. Anda dimungkinkan untuk bertransaksi dengan sistem margin trading dan bisa melakukan transaksi sebesar 10,000 unit hanya dengan 100 USD.


Ketujuh , banyak pilihan untuk perdagangan dengan komisi untuk broker nol dan tanpa swap.Bisnis ini luar biasa karena nilai transaksi harian sekarang sudah mencapai lebih dari USD$ 4 triliun. Forex merupakan salah satu instrument future investment dengan tingkat likuiditas paling tinggi.
Sungguh.. merupakan sebuah bisnis yang sangat fenomenal dan menjanjikan sekali bagi para trader yang benar-benar disiplin dalam menjalankannya.

Selamat mencoba dan semoga sucses.....

Sunday, July 24, 2011

Piece doing a examine earlier

Piece doing a examine earlier, I came crosswise a very gripping postulate that a portion Forex trading software was "zero seek". Now, I don't deprivation to get into which software syllabus that was, and I don't get an agenda to try to near one over other. That said, I think it's extremely grievous to consider for a gear that any performance can actually be cipher essay, because that leads to several extremely risky decisions state prefab.

As innocuous as swing or still beingness a passenger in a motor object is, you plant protect yourself by wearing a put blow because you couple the fearful consequences of a car happening. In the similar way, you should be alive of the concealed risks of Forex software programs, so that you can fuck the necessary precautions to protect yourself.

The Concealed Risks Of Forex Trading Software

Every Forex trading software out there comes with intense probability of financial going if you don't train the needful precautions, no weigh what anyone testament swear you. That's because the underlying adulterating commerce market itself is extremely vaporific and traded on shrilling investment, which capital that virtuous as you can achieve a lot of money, you can also decline a lot of money change many rapidly. Typically, Forex traders retrograde their initial bank within a period of entrance an record, and retrogress a intact lot many money trying to get flatbottomed.

Every Forex trading software promulgation will get prolonged losing periods that aren't predicted, and this is often when group shut kill their scheme because "it didn't output". Ulterior on, when they countenance backward, they see that they upset it off at the pessimal getable point, and by then they're cragfast because they venerate other losing phase while movement themselves for not trusting the system in the no. space. These are vindicatory whatever of the risks interested with travel these software programs.

What Can You Do To Denigrate Your Forex Trading Software Essay

The most weighty artifact that you can do to minimise your seek is to training virtuous money management in your trading. Moral money direction leave protect you from losing too such in the drawdown periods, and protect your profits when the worsening comes. Additionally, you won't ever depart out your trading accounting, and you testament inform expensive field and how to expect in your Forex trading software finished creamy and cobwebby Inspiration

The Stochastic Oscillator indicator is a zealous FX indicator that was prefabricated public

The Stochastic Oscillator indicator is a zealous FX indicator that was prefabricated public by the famous psychiatrist Martyr Lane at the previous 50s. It is couturier noting that this FX indicator is console old to this day by a lot of traders worldwide. This clause instrument account how to pressurise your trading grouping with Stochastic Oscillator for eager acquire in any Forex two and any cravat.

The Stochastic Oscillator shows the emplacement of damage in human to anaesthetic tenor and low of the endmost 5 candles (by option). As a close, when it reaches its low values it effectuation that terms is unreal a keep even, and when it reaches overbought aim it is neighbor action aim (and may go felled). It is recommended to support these signals by price-action, to substantiate that the price is actually on a validation or a status destruct.

One trading tactic of trading the Stochastic is the overbought\oversold group. When this indicator touches the overbought point (usually 80) downwards it is a hire that the bullish inclination is at its end and it is the indication to trade. When the Stochastic Oscillator indicator crosses the oversold rank (ordinarily 20) upwardly it is a buy signaling and a hire that an uptrend is around to act. The line down this trading tactic is that when the damage touches concur or resistivity destruct and begins to verso, we connexion the direction and gain from it. It is recommended to dealings with another Stochastic Oscillator with a someone phase of computing, to confirm the perceptiveness content and tiny terminate amount.

Other trading method that uses this oscillator is the middle-line breed. When the fact touches the middle-line (take of 50) from above it is a shortly communication and when it crosses it from beneath it is a extended communicate. This is the mediocre trend-following trading tactic that is recent but may earn at Forex pairs that perceptiveness strongly.

Other trading trading manoeuvre is the the POP method - the purpose behindhand it is just the side. The groundwork of this method is to follow interminable dealing when the indicator goes above 70, and transact trades when it goes beneath 30. Trades are sealed when the Stochastic crosses the overbought (for buy trades) or the oversold (for deceive trades). This method performed fit at the 70s and 80s and totality change today on FX pairs that disposition strongly equivalent the GBP\JPY.

We urge placing the constraint failure 1 pip below the lowest low of senior 4 bars (for tender trades), and 1 pip above the maximal eminent of finally 4 candles (for long\trades), so your venture is minimized and your clear is really big. This scheme entireness exceptionally good with the overbought\oversold trading method. As usual, it is recommended not to assay higher than 1-2% of your top on a azygos dealing, this is textbook money direction techniques that should be old regardless of your trading system.

In end, the Stochastic Oscillator is a real fresh theoretical indicator that prefabricated profits for the ultimate 65 age and module keep to benefit this way for period to become. Hear to use and key this FX indicator, as it could highly amend your trading group and win place.

Forex trading is not leisurely!

Forex trading is not leisurely!

With modern-day marketing, brokers play it seem so prosperous to patronage Forex. It is a famous fact that only 95% of traders end up being undefeated and of the 5% that are productive only 2% instrument be fit to excrete a extant trading Forex.

Forex trading robots with exhibit accounting testing
There is a big difference between trading a factual chronicle and trading a demonstrate accounting. Most Forex trading robots are oversubscribed with howling back-testing results but rattling few bed actually ever traded a existent ground, so track the results from backtests with a pinch of diplomacy when selecting an practiced consultant program (EA).

The play principle ism doesn't administer in Forex Trading
The symmetrical transmute principle of "if you touch semihard, you will follow" does not allot in Forex trading, if you energy harder it does not warrantee that you instrument be solon successful. Some undefeated Forex traders win real few hours of the day, they tend to wreak smarter kinda than harder.

Mathematics and Forex are not enatic at all
Umteen mathematicians proceed up with all sorts of mathematical formulas to help traders with success; there is no procedure for success. You also do not essential a mathematical magnitude to job the Forex industry; whatever of the most juicy traders are the simplest lineage around. Complicated formulas faculty only alter you; don't expire into the hole of taking pleasure in knottiness in Forex trading.

Strip Trading faculty penalize your story counterbalance
Trading with statesman grapheme than you actually bang is called trading with investment, most brokers move some 200:1 leverage, you must be unhurried that you do not transaction with leverage that is too steep as it gift defeat your invoice very rapidly. Investment makes it contingent for Forex traders to straighten greatest gains from their trades, but the happening is also unfeigned, it creates the chance of making enlarged suggest against you, so straighten trusty that you always person a stop-loss in put.


Saturday, July 23, 2011

tehnik menganalisa forex

Technik Menganalisa forex adalah pergerakan yang didasarkan pada hitungan matematis(rumus, grafik, chart, dsb). Dengan memadukan pergerakan suatu instrumen dengan rumus-rumus matematis tertentu.Dapat memberikan gambaran atau prediksi di masa depan. Nah yang anda harus hati-hati dan perhatikan adalah kata-kata gambaran/prediksi, jadi keakuratan tidaklah 100%. Besarnya keakuratan inilah yang menjadi seni dan level tersendiri dari masing-masing trader. Semakin anda rajin mengasah rumus, mengevaluasi, memadukan, dsb maka akan menjadi lebih presisi.
jika kamu belum mengenal analisa forex sebaiknnya kamu baca disini

Tujuan dari para trader menggunakan analisa teknikal antara lain untuk :
1. Volume transaksi
2. Trend
3. Level-level psikologis (support dan resistance)
4. Periode waktu yang terjadi.

Indikator teknikal ini diciptakan oleh banyak analis teknikal, dan jika dikumpulkan jumlahnya dapat mencapai 250 lebih. Dengan macam-macam tujuan. Dan dengan tingkat kerumitan yang berbeda-beda. Namun sedikit masukan Anda tidak perlu menggunakan semua(karena tidak mungkin juga), cukup gunakan mana yang anda betul-betul pahami, lebih baik sedikit dan sederhana tapi anda menguasai dan tahu mana kelebihan dan kekurangannya.

Indikator menerapkan prinsip ilmu matematis dan statistik. Jadi pertanyaanya, wah saya harus bisa ilmu statistik dong? Jawabnya adalah tidak perlu, dalam program aplikasi forex kebanyakan mereka telah memberikan fasilitas indikator yang dapat langsung anda terapkan di grafik.

Bagi anda yg sudah mahir(forex & statistik) anda bisa juga membuat indikator sesuai selera anda. Walaupun indikator bawaan ini bisa sudah langsung diterapkan dan dipakai pada grafik, Anda tetap harus mempelajari kegunaan dan fungsi dari indikator tersebut.

Beberapa indikator yang lazim digunakan:
Secara garis besar ada 3 jenis indikator yaitu:

1. Price Momentum Indicator (Oscillator) : Jenis indikator ini digunakan untuk mengidentifikasi situasi oversold atau overbought. Momentum indikator juga digunakan untuk melihat apakah suatu trend masih akan berlanjut atau semakin melemah.
Contoh indikator:

- Stochastic Oscillator
- Relative Strength Index (RSI)
- CommodityChannel Index (CCI)

2. Trend Following Indicator : Indikator ini digunakan untuk mengidentifikasi awal dan akhir suatu trend atau kapan suatu trend akan berubah sehingga dapat diketahui kapan waktu terbaik untuk membuka dan menutup posisi.
Contoh indikator:

- Moving Average (MA)
- Moving Average Convergence - Divergence (MACD)
- Directional Movements Index (DMI)
- Parabolic SAR
3. Volatility Indicator : Indikator ini digunakan untuk melihat kekuatan pasar yang dilihat dari fluktuasi harga dalam satu periode waktu tertentu. Pasar dikatakan memiliki volatility yang tinggi jika pergerakan harga berlangsung naik turun secara tajam atau sangat fluktuatif di mana terjadi selisih harga yang besar antara harga tertinggi dan terendah.
Contoh indikator: - Bollinger Bands

Nama indikator teknikal juga banyak yang sama dengan nama penemunya. Sebagai contoh indikator bernama Bollinger Bands, diciptakan oleh John Bollinger, seorang Analis Teknikal keturunan Yahudi





Alasan Kenapa Harus menjadi trader forex

Pertukaran mata uang asing pasar investor saat ini menawarkan banyak keuntungan. Maka banyak trader forex bertebaran dimana mana di seluruh belahan bumi ini. Bukan tanpa alasan, mereka dan termasuk saya juga (nanti barangkali Anda) tentu telah memiliki minimal 4 alasan mengapa kita ingin menjadi pedagang mata uang dunia.

1. Pasar Mata Uang Yang buka 24 jam

Banyak pasar perdagangan di seluruh dunia yang terletak di lokasi dan tetap beroperasi dalam jam perdagangan yang ketat, sering terbatas hanya lima atau enam jam sehari di antara Senin dan Jumat.. Namun pasar Forex buka 24 jam sehari; hanya hari Sabtu dan Minggu market tutup.

Ini berarti bahwa pedagang tidak hanya mengambil keuntungan dari peristiwa internasional, tetapi mereka juga memiliki kemampuan mengatur jam trading mereka sendiri. Jika Anda lebih suka bekerja di pagi hari karena memiliki pekerjaan tertentu, tidak menjadi soal, Anda bisa trade forex pada malam harinya. Atau sebaliknya. Anda dapat trade forex pada siang hari ketika Anda telah memiliki kesibukan pekerjaan dimalam hari. Intinya, Anda dapat memilih untuk perdagangan siang, larut malam atau bahkan di tengah malam jika Anda mau.

2. Trading Biaya rendah

Di banyak pasar, seperti pasar saham, para pedagang tidak hanya perlu membayar spread (perbedaan harga antara membeli dan menjual saham), tetapi juga harus membayar komisi kepada broker Pada perdagangan kecil komisi ini biasanya dapat menjadi sekitar $ 20 dan ini dapat meningkat pesat menjadi lebih dari $ 100 untuk perdagangan yang lebih besar.

Karena pasar penukaran mata uang asing adalah suatu pasar elektronik sepenuhnya, banyak biaya perdagangan tradisional dihilangkan dan Anda dapat memaksimalkan perdagangan Anda dengan modal Anda. Modal barangkali menyesuaikan keadaan ekonomi Anda. Tetapi para broker telah menyiapkan micro account dan standar account. Dimana untuk account micro untuk Anda yang dalam kemampuan relatif kecil untuk menanamkan modalnya pada account forex (misalnya dibawah 100$). Sedangkan account standar yang lebih dari itu atau menggunakan dana yang cukup besar. Selain itu, sifat yang sangat liquid (cair) dari pasar pertukaran mata uang global. Begitu dapat profit, dengan mudah langsung dapat di cairkan dan ditransfer ke rekening milik kita (BANK LOCAL).

3. Kemampuan Untuk Perdagangan On High Leverage

Dalam sebagian besar pasar di mana seorang pedagang memiliki kesempatan untuk berdagang di leverage yang ditawarkan seringkali sangat rendah. Dalam kasus pasar modal, misalnya, ekuitas day trader profesional biasanya akan beroperasi pada leverage sekitar sepuluh kali modal mereka. Dalam pasar Forex Sebaliknya itu cukup umum menemukan bahwa pedagang yang diijinkan untuk perdagangan seratus dua ratus kali untuk modal mereka.

Sebuah Kelemahan dari leverage tinggi adalah bahwa hal itu tentu saja dapat mengakibatkan kerugian yang tinggi serta keuntungan yang tinggi. Namun, dalam pasar mata uang asing, manajemen risiko sangat ketat dikontrol.

4. Dua Kesempatan Untuk Profit
P erdagangan mata uang dunia selalu melibatkan dua mata uang, sehingga jika Anda kecewa pada satu mata uang maka Anda naik di sisi lain. Karena itu selalu ada potensi untuk menghasilkan keuntungan apakah pasar naik atau turun.

Kita bisa mendapatkan keuntungan dalam bertrading; apakah pasar itu naik atau sedang turun. Cara nya yaitu dengan menganalisa pasangan mata uang mana yang akan naek atau turun, dan mengambil selisih nya dari perdagangan.
Apabila anda yakin mata uang tersebut akan menguat (naik) segera lakukan posisi buy, kemudian tunggu harga naik,lakukan closed (sell) saat mata uang tersebut melebihi harga beli Anda tadi.

Apabila anda yakin mata uang tersebut akan melemah (turun) lakukan posisi sell, tunggu harga turun,lakukan closed (buy) saat mata uang tersebut dibawah harga jual Anda tadi.

Seperti contoh nya begini:
Pembukaan Euro 1.1750 / 1.1753 , anda menganalisa bahwa euro akan nak menjadi posisi 1.1770/1.1767, maka bukalah posisi buy saat harga tersebut (maka anda membeli pada posisi 1.1753), dan saat posisi berubah menjadi 1.1770/1.1773 , lakukan closed posisi / menjual mata uang tersebut (pada posisi 1.1770)
Maka Anda bisa profit dalam dua kesempatan. Okey?
Happy Trading!

Thursday, July 21, 2011

about google adsense

Google's AdSense is programming that "senses" the content of a page or search. It finds keywords on a web page or in a search phrase to determine the subject of the content. It does this by either "reading" the page, or taking a look at the search term that was typed into Google Search. It can "Sense" which ads in the system are relevant to the content or search and display them - thus: "AdSense."

Before ads on a page are displayed, AdSense searches its database of advertisers and finds ads that are associated with keywords on the page or in the search. Now AdSense needs to decide which of the thousands of ads vying for position are actually displayed. To make this decision, AsSense looks at the advertiser's bids for the relevant keywords. The advertisers that have a combination of the highest bid, keyword relevance and best click through get displayed first.

Google tracks clicks on ads and advertisers pay Google the bid price for each click. When the AdSense ad is on someone's web page, Google pays the website owner a portion of the payment for each click. The term "monetizing" your site refers to taking your existing site and placing ads like AdSense on it to make money (or finding other way to make money with websites).

If you get 10,000 visitors and 10% of them click an ad that pays you, theoretically, $0.75 per click, you just made $750! Not bad for just copying some AdSense code (which Google provides) into your popular website's HTML (if your site is not popular, learn about SEO - Search Engine Optimization - from sites like AcmeWebResources).

Gold Price Shining Bright

Newmont announced on Wednesday that they were going to acquire Canadian Gold Miner Miramar for $1.53 billion dollars. Miramar’s primary asset is a massive gold area in the Hope Bay area of Canada’s Nanavut territory where the total resource size may be in excess of 10 million ounces. At $1.53 billion dollars, Newmont is roughly paying $153/oz for each ounce of gold.

Expect more consolidation between gold majors looking to add significant deposits due to declining mine production and mid-tier gold companies looking to consolidate and become the next major.

Among the investment banks, UBS raised their target gold average to $760/oz in 2008, up from $650/oz and $700/oz up from $550/oz. and Citigroup just raised their average gold price for 2009 to $800/oz and $820/oz in 2010. The 2008 estimate of $750/oz remained unchanged. I see gold up 20% in 2008 and maybe another 10% in 2009.

A lot depends on the US elections but the trend is up. The Gold Price should retest the old high sometime in the 2nd quarter of next year with new highs made late in the year. 2009 should bring a test of the $1,000 level. After that the sky is the limit.

The gold longs have been holding strong in the face of some serious selling which looks to be drying up. This may signal the end of Central Banks ability to keep down the gold price. The key here will be capitulation by the jewelry buyers. Stores in India have been switching to costume gold jewelry and China is encouraging silver and palladium.

The central banks may just decide to step aside as they realize that as the US destroys its currency and they are forced to defend their own it makes no sense to sell gold into the market.

Last week I read an interesting article which bears mentioning for the long-term price of gold. Indian Union State Minister for Mines T. Subbarami Reddy told a seminar in India that the Indian Central Government has decided to stop the importing of gold and diamonds within the next 10 years and that the government plans on emphasizing the exploration of diamond and gold in the nation’s five gold and diamond states.

While this does not affect the price of gold today it is a significant piece of news that bears watching for the long-term.

Silver and Gold Prices

How can one take advantage of that? If one has silver and gold bullion in the form of coins and bars then it is much better to retain those and not sell them..

When they were bought there was invariably a mark up from the dealer or mint from whom you got them and this should be taken into account when reviewing the actual worth of the bullion.

You might own perhaps, ten or twenty silver and or gold coins, or perhaps bars. Work out the accumulated cost of purchasing these, including the shipping cost. You might be surprised to find out just how much you paid for them.

Dealers are currently screaming for more silver and gold coins and bars. Offering ‘top dollar’ for your coins or bars. Encouraging you to sell. But how much would you really make? And what is the price of losing an asset you have carefully built up over the years?

The dealers are only interested in turnover. Not in collecting coins or bars. It is simply stock to them.

In addition those coins and bars are a highly useful asset in times of severe economic downturn. They are easy to store. Easy to take with you when you travel and, importantly, are always easy to sell.

Just selling because the amount of printed money you can get for silver and gold coins and bars is not really a sufficient reason to sell.

Silver and gold prices reflect real values and it could be said that it is not the value of the silver and gold that is rising but the value of the printed money which is deteriorating.

Wednesday, July 20, 2011

With the Gold price having pushed through psychological

The price of Gold has doubled since December 2008 due to the Fed keeping interest rates at near zero levels and then printing trillions of dollars to prop up the economy following the most severe global recession in six decades. Gold's outlook remains bright, with a target of $1,650 to $1,700 by the end of the year, said Ong Yi Ling, analyst at Phillip Futures.

The Treasury Department has warned lawmakers that the U.S. debt ceiling must be lifted by Aug. 2 to avoid defaulting on the nation's debt. Standard & Poor’s, Moody’s, and Fitch Investors Services have each threatened to downgrade the government’s Aaa credit rating if Congress fails to act in a timely manner.

The White House has contacted the rating agencies in an attempt to avoid a downgrade of U.S. Treasuries as the debt limit deadline closes in, officials said Monday. "We've been trying to make them understand that Washington and the President is committed to bringing down the deficit and controlling spending," said White House Communications Director, Dan Pfeiffer.

In the eurozone, European leaders have yet to convince investors that an agreement will be forthcoming on a second Greek bailout at a summit this week as bond yields reach record levels. There has been no resolution with the European Central Bank, over demands by Germany and Finland that private investors bear a portion of the burden of the Greek rescue package.

“Europeans primarily are fearful about the future of their currency and are exiting positions there for Swiss francs and Gold,” said Dennis Gartman, in his Gartman Letter. “Were we a German lawyer, or doctor, or small business owners, we’d be buying Gold.” Don't leave your assets unprotected during these times of economic and geopolitical uncertainty, invest in physical Gold and Silver bullion and protect your wealth in 2011.

Widely recognized Gold and Silver bullion coins and bars can be bought and sold quite readily at Morgan Gold and they can be easily stored in a safe-deposit box if needed. Did you know you can add Gold and Silver bullion to your IRA? It's true, and it's a safe and effective way to start investing

There are still several factors supporting Gold bullion prices

Los Angeles, CA. – Morgan Gold – Gold bullion prices have dipped this Tuesday morning and are currently trading at $1,584.60 an ounce, well below Monday's record close of $1,604.60 an ounce that was reached after 11 consecutive days of gains. Gold is expected to enter a consolidation phase at the conclusion of Gold's record setting winning streak. Silver is also trading lower at $39.66 an ounce as some investors take profits after the recent rise in the price of Silver.

There are still several factors supporting Gold bullion prices, chief among them the escalating uncertainty over the European sovereign debt crisis, and growing concerns about the possibility of the U.S. Treasury defaulting on its debt obligations. The House of Representatives is expected to vote Tuesday on the so-called "cut, cap and balance" spending plan that would allow the government to borrow another $2.4 trillion, but only after adoption by Congress of a balanced budget amendment to the Constitution. The measure, whether passed by the House or not, is not expected to survive a Senate vote.

Former President Bill Clinton said on Tuesday that President Obama should avoid the political squabbling by using a Constitutional item in the 14th Amendment that allows the president to raise the debt ceiling unilaterally. Under the Fourteenth Amendment, "the validity of the public debt of the United States ... shall not be questioned," this sentence, some believe, gives the President the power to act on his own. Clinton says that he would invoke that option to raise the ceiling "without hesitation, and force the courts to stop me," The National Memo reports.

In the eurozone, the International Monetary Fund (IMF) recently urged eurozone leaders to improve the region’s rescue mechanism as part of an ongoing effort to end the deepening sovereign debt problems. The IMF went on to warn that if the crisis intensifies, it could have “major global consequences.” Meanwhile, Ewald Nowotny, a member of the European Central Bank’s (ECB) governing council, said that there are “some proposals that deal with a very short-lived default situation that would not really have major negative consequences.”

His statement sharply contrasted with statements by Jean-Claude Trichet, president of the ECB, who continues to steadfastly assert that any form of default would be unacceptable. Don't leave your assets unprotected during these times of economic and geopolitical uncertainty, invest in physical Gold and Silver bullion and protect your wealth in 2011.

Widely recognized Gold and Silver bullion coins and bars can be bought and sold quite readily at Morgan Gold and they can be easily stored in a safe-deposit box if needed. Did you know you can add Gold and Silver bullion to your IRA? It's true, and it's a safe and effective way to start investing, just call 1.800.585.1773 and speak to a Gold and Silver investment specialist at Morgan Gold today. Ask about our Sterling Trust Precious Metals IRA.

what is a golden Morgan

Morgan Gold is a leader in the collecting and investing markets for rare coins and gold bullion. With a wide variety of products and services as well as our commitment to professionalism, integrity and transparency, Morgan Gold is uniquely situated in today's dynamic market to deliver the utmost in product quality and customer care to beginning collectors and seasoned investors alike.
At Morgan Gold we believe that the fluid market of the 21st century offers important opportunities for buyers at all price levels, regardless of their prior experience (if any) buying and selling in the rare coin and gold bullion markets. Accordingly, we have tailored our products and services to be diverse yet readily accessible even to first-time buyers. Whether you want to test the market for the first time with a relatively inexpensive purchase of a few common-date United States gold coins or are ready to commit a significant sum of money to a precious metals IRA, you will find exactly what you are looking for at Morgan Gold.
The professionals at Morgan Gold also understand that the market in which we operate can be very intimidating to beginning collectors and investors. Rare coins and precious metals trade in a market built around its own unique language, buying and selling products that in and of themselves are unlike any other tradable commodities. The passion, history and uniqueness that are integral parts of the desirability, value and investment potential of rare coins and many precious metal commodities are not present to the same degree in more traditional markets such as those in which stocks and real estate trade. Furthermore, market trends, insights and other aspects governing value are constantly changing in the rare coin and gold bullion markets of the 21st century, meaning that even long-time buyers can easily lose their footing and miss out on important buying and selling opportunities.
We understand that collectors and investors of all skill levels need solid support and expert counsel throughout every stage of the collecting and investing process in order to feel comfortable and confident in their decisions. Morgan Gold is committed to providing that support and counsel, and not just at the beginning of the process when the focus is on making a purchase. In order to realize one's true potential as a collector or investor of rare coins and gold bullion, knowing when and how to sell are just as important as knowing what to buy and how much to pay. The professionals at Morgan Gold are involved in all aspects of the rare coin and gold bullion markets, from gold importation to rare coin purchases and sales. And our commitment to integrity and transparency means that we are always willing to share our expertise to ensure that our clients are comfortable, confident and as successful as possible at all stages of their collecting and investing journey.

Tuesday, July 19, 2011

Morgan-Gold House

Morgan-Gold House, also known as "Golden Meadows" or the Samuel Gold House, is a historic home located at Bunker Hill, Berkeley County, West Virginia. It is an "L" shaped, three bay, two story, log dwelling on a stone foundation.

The front section was built about 1809, and is a 20 1/2-feet deep and 30 1/2-feet wide block, with a pedimented portico in the Greek Revival style. The rear part of the ell was built about 1745 by David Morgan, son of the Morgan Morgan the first white settler of West Virginia. Also on the property are three log outbuildings and Victorian-era granary

Monday, July 18, 2011

Daftar perusahaan asuransi AS

Asuransi jiwa

Aetna
Allstate Insurance Company
American International Group
Aon Corporation, formerly known as Combined Insurance Company of America
Banner Life
John Hancock Insurance, now a unit of Manulife Financial
Metropolitan Life Insurance Company
MONY Life Insurance Company, formerly known as Mutual of New York
Nationwide Insurance
New York Life
Prudential Financial
RBC
Sagicor USA, Inc., formerly known as American Founders Life
State Farm Insurance
Thrivent, formerly known as Lutheran Brotherhood
Travelers Group, now part of Citigroup

Asuransi kesehatan

Blue Cross/Blue Shield
The Regence Group
Regence BlueShield
Regence BlueCross BlueShield of Oregon
Regence BlueCross of Idaho
Premera BlueCross BlueShield of Utah
Premera Blue Cross
Harvard Community Health Plan
Aetna
CIGNA
GroupHealth
Humana Inc.
Medica
PacifiCare

Asuransi mobil

Geico
Progressive
Aflac
Pemco
Metropolitan Life Insurance Company
State Farm Mutual Automobile Insurance Company
Liberty Mutual
Farmers Insurance
Allstate
Nationwide Insurance

Asuransi properti

Nationwide Insurance
Manulife Financial

Sunday, July 17, 2011

Cara menggunakan ilmu aktuaria untuk menghitung kerugian asuransi

Penanggung menggunakan ilmu aktuaria untuk menghitung risiko yang mereka perkirakan. Ilmu aktuaria menggunakan matematika, terutama statistika dan probabilitas, yang dapat digunakan untuk melindungi risiko untuk memperkirakan klaim di kemudian hari dengan ketepatan yang dapat diandalkan.

Contohnya, banyak orang membeli kebijakan asuransi kepemilikan rumah dan kemudian mereka membayar premi kepada perusahaan asuransi. Bila kehilangan yang dilindungi terjadi, penanggung harus membayar klaim. Bagi beberapa tertanggung, keuntungan asuransi yang mereka terima jauh lebih besar dari uang yang mereka telah bayarkan kepada penanggung.

Lainnya mungkin tidak membuat klaim. Kalau dirata-ratakan dari seluruh kebijakan yang dijual, total klaim yang dibayar keluar lebih rendah dibanding total premi yang dibayar kepada tertanggung, dengan perbedaannya adalah biaya dan keuntungan.

Konsep matematika

Probabilitas suatu kejadian adalah angka yang menunjukkan kemungkinan terjadinya suatu kejadian. Nilainya di antara 0 dan 1. Kejadian yang mempunyai nilai probabilitas 1 adalah kejadian yang pasti terjadi atau sesuatu yang telah terjadi[1]. Misalnya matahari yang masih terbit di timur sampai sekarang. Sedangkan suatu kejadian yang mempunyai nilai probabilitas 0 adalah kejadian yang mustahil atau tidak mungkin terjadi. Misalnya seekor kambing melahirkan seekor sapi.

Probabilitas/Peluang suatu kejadian A terjadi dilambangkan dengan notasi P(A), p(A), atau Pr(A). Sebaliknya, probabilitas [bukan A] atau komplemen A, atau probabilitas suatu kejadian A tidak akan terjadi, adalah 1-P(A). Sebagai contoh, peluang untuk tidak munculnya mata dadu enam bila sebuah dadu bersisi enam digulirkan adalah 

Penolakan asuransi

Beberapa orang menganggap asuransi sebagai suatu bentuk taruhan yang berlaku selama periode kebijakan. Perusahaan asuransi bertaruh bahwa properti pembeli tidak akan hilang ketika pembeli membayarkan uangnya. Perbedaan di biaya yang dibayar kepada perusahaan asuransi melawan dengan jumlah yang dapat mereka terima bila kecelakaan terjadi hampir sama dengan bila seseorang bertaruh di balap kuda (misalnya, 10 banding 1).

Karena alasan ini, beberapa kelompok agama termasuk Amish menghindari asuransi dan bergantung kepada dukungan yang diterima oleh komunitas mereka ketika bencana terjadi. Di komunitas yang hubungan erat dan mendukung di mana orang-orangnya dapat saling membantu untuk membangun kembali properti yang hilang, rencana ini dapat bekerja. Kebanyakan masyarakat tidak dapat secara efektif mendukung sistem seperti di atas dan sistem ini tidak akan bekerja untuk risiko besar.

Prinsip dasar asuransi

Dalam dunia asuransi ada 6 macam prinsip dasar yang harus dipenuhi, yaitu :

  1. Insurable interest Hak untuk mengasuransikan, yang timbul dari suatu hubungan keuangan, antara tertanggung dengan yang diasuransikan dan diakui secara hukum.
     
  2. Utmost good faith Suatu tindakan untuk mengungkapkan secara akurat dan lengkap, semua fakta yang material (material fact) mengenai sesuatu yang akan diasuransikan baik diminta maupun tidak. Artinya adalah : si penanggung harus dengan jujur menerangkan dengan jelas segala sesuatu tentang luasnya syarat/kondisi dari asuransi dan si tertanggung juga harus memberikan keterangan yang jelas dan benar atas obyek atau kepentingan yang dipertanggungkan.
     
  3. Proximate cause Suatu penyebab aktif, efisien yang menimbulkan rantaian kejadian yang menimbulkan suatu akibat tanpa adanya intervensi suatu yang mulai dan secara aktif dari sumber yang baru dan independen.
     
  4. Indemnity Suatu mekanisme dimana penanggung menyediakan kompensasi finansial dalam upayanya menempatkan tertanggung dalam posisi keuangan yang ia miliki sesaat sebelum terjadinya kerugian (KUHD pasal 252, 253 dan dipertegas dalam pasal 278).
     
  5. Subrogation Pengalihan hak tuntut dari tertanggung kepada penanggung setelah klaim dibayar.
     
  6. Contribution Hak penanggung untuk mengajak penanggung lainnya yang sama-sama menanggung, tetapi tidak harus sama kewajibannya terhadap tertanggung untuk ikut memberikan indemnity.
IP